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I have finished the game and I don't think Carthage can get 0.4% of their people enrolled in the army at one time - I found the best way to get heaps of soldiers was to move an army/s across lots of territory and collecting mercenaries on the way and not going over the same towns for a period( big towns give more mercenaries) - also the more towns you take from the romans - actual roman towns - the less men enroll in their army each year