Well, thanks everyone. And yeah, it has teken quite some time to do, especially as I only use the mouse (I'm to cheap to buy a tablet). The program I used was:
GrafX 2, a great program for those who like to pixel, and free so that helps.
And here is 3 pictures to show how the image evolved, beginning, middle and well not last but latest.
First:
Second:
Third:
Here's a avatar I made that shows the character I intend to add to the final image... whenever it's finished:

oooh, look mommy, it's death!